Rates

Rates

Do not hesitate to use these services or to call us for assistance. Our loan officers are waiting to assist you in every way possible. Please contact us today for assistance with your financial needs

Consumer Loans

Loan Type Interest Rate /APR*
Auto Loans 2.74% – 15.95%
Recreational Vehicles 5.24% – 15.95%
Signature Loans 10.50% – 18.00%
Credit Card (Cardmember Benefits) 9.90% or 14.99%

Rates Effective: 12/15/2015

Real Estate Loans up to 60 Months

APR*
1st 4.00
2nd 5.00

Real Estate Loans 61 to 360 Months

APR*
1st** 4.25
2nd** 5.90

*Annual Percentage Rate
**Rio Grande 1st and 2nd Mortgage loans over 84 months contain a 5 year balloon

Please call us at 970-243-7330 to apply.

Rates are subject to change without notice and depend in part on your unique credit history and transaction characteristics. Loan pricing may only be locked through a loan officer to be effective.

 

For Conventional Mortgage Rates Through CU Members Mortgage, Click Here

Certificate and Certificate IRA Accounts

Certificate Term RATE APY**
3 month certificate over $500 .15 .15
3 month certificate over $10,000 or an IRA .20 .20
6 month certificate over $500 .25 .25
6 month certificate over $10,000 or an IRA .30 .30
12 month certificate over $500 .35 .35
12 month certificate over $10,000 or an IRA .40 .40
18 month certificate over $500 .40 .40
18 month certificate over $10,000 or an IRA .45 .45
24 month certificate over $500 .60 .60
24 month certificate over $10,000 or an IRA .60 .60
36 month certificate over $10,000 or an IRA .95 .95

** Annual Percentage Yield calculation based on quarterly compounding. Dividends paid quarterly, early withdrawal penalties apply to all certificates.

Minimum deposit to open and to maintain to earn interest is $500.00

Rates are subject to change without notice.

 

Call Us for Special Member Privilege Certificate Rates (None at this Time)

Share Accounts

Account Type Rate APY**
Regular Shares .15 .15
Kid’s Club Shares .40 .40

** Annual Percentage Yield calculation based on quarterly compounding.0

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You are now leaving the Rio Grande Federal Credit Union website and are going to a third party site. The linked site is not owned or controlled by the credit union. The credit union is not responsible for the availability, content, or security of the linked site. The privacy policies of the linked site may differ from those of the credit union and the credit union is not responsible for the compliance of those policies.
You are now leaving the Rio Grande Federal Credit Union website and are going to a third party site. The linked site is not owned or controlled by the credit union. The credit union is not responsible for the availability, content, or security of the linked site. The privacy policies of the linked site may differ from those of the credit union and the credit union is not responsible for the compliance of those policies.