Why Join Rio Grande Federal Credit Union?
Lower Interest Rates
Higher Return on Savings
Lower Fees on Banking
Personalized Banking
Lower rates, higher returns, and personalized service are just a few of the benefits you can expect.
With a $25 minimum deposit to a savings account, you can become a Rio Grande Member! We look forward to serving you and your family by identifying the solutions that best fit your financial needs.
Eligibility Map
Persons who live, work, worship, or attend school in, and businesses and other legal entities located within Mesa County are eligible to join Rio Grande Credit Union.
Join Today!
Stop by our branch or call us at (970) 243-7330.
We will be happy to get you started with a new account today.
About Rio Grande
Member
Owned
Rio Grande Federal Credit Union is a member-owned, not-for-profit company proudly serving the financial needs of over 4600 members. Our earnings go back to members in the form of more favorable rates on loans and credit cards as well as lower fees for banking products and services.
Member
Operated
Like all Credit Unions, Rio Grande Federal Credit Union is cooperatively owned by all of its members. Only members can serve on the board of directors and supervisory committee, or vote in annual elections and oversee the operations.
FDIC
Insured
Member savings accounts are federally insured up to $250,000 and IRA accounts are separately insured up to $250,000 by the NCUA (National Credit Union Administration), a US Government Agency.
Our History
Over the past 81 years Rio Grande, through its volunteers and employees, has strived to adhere to the beliefs of the credit union movement of which it was founded; people helping people.
On June 17, 1940, the founding members of Rio Grande Federal Credit Union applied to the Farm Home Administration for a credit union and one week later, on June 24, 1940, their application was approved. The Credit Union was started in T.J Lynch’s basement on Texas Avenue, it then was moved to a one-room office on Pitkin Avenue where the credit union continued to grow so much, it had to remodel and create two offices.
By the 1990s, with new management in place, the credit union looked into the future and realized that with continued growth, it was going to need a different location to offer more services to the membership. It purchased a facility on Ouray Avenue with individual offices, a teller line and a drive-up window. This was a big move for the credit union at that time, and employees had so much room, they thought they would never grow into the location…Eventually, the credit union not only grew into the space; it also grew out of the space.
As growth continued, an opportunity to construct a modern facility for the membership arose in 2004. The move was made to the current location at 760 Rood Ave., in April 2005, which should serve the membership for a long time. Since 2005, Rio Grande has added products and services to make it a full service financial institution to service the needs of its membership.
The Credit Union has grown since its initial charter; the Rio Grande Motor Way Credit Union, Gilsonite Credit Union, and most recently MT. Garfield Credit Union merged into Rio Grande Federal Credit Union. In 2016, Rio Grande applied for and received a community charter, creating the current field of membership, which is persons who live, work, and worship or attends school and business and other entities located in Mesa County.