Rates

Rates

Do not hesitate to use these services or to call us for assistance. Our loan officers are waiting to assist you in every way possible. Please contact us today for assistance with your financial needs

Consumer Loans

Loan Type Interest Rate /APR*
Auto Loans 2.74% – 16.20%
Recreational Vehicles 5.49% – 16.45%
Signature Loans 10.50% – 18.00%
Credit Card (Cardmember Benefits) 9.90% or 14.99%

Real Estate Loans up to 60 Months

APR*
1st 4.00
2nd 5.00

Real Estate Loans 61 to 360 Months

APR*
1st** 4.25
2nd** 5.90

*Annual Percentage Rate
**Rio Grande 1st and 2nd Mortgage loans over 84 months contain a 5 year balloon

Please call us at 970-243-7330 to apply.

*APR = Annual Percentage Rate. Rate and terms are subject to change. Not all members qualify for these rates. The actual interest rate offered is based on your credit history, product, loan term and if applicable, the remaining equity in your home. Other rates and term available.

 

For Conventional Mortgage Rates Through CU Members Mortgage, Click Here

Certificate and Certificate IRA Accounts

Certificate Term RATE APY**
3 month certificate over $500 .25 .25
3 month certificate over $10,000 or an IRA .30 .30
6 month certificate over $500 .35 .35
6 month certificate over $10,000 or an IRA .40 .40
12 month certificate over $500 .45 .45
12 month certificate over $10,000 or an IRA .50 .50
18 month certificate over $500 .50 .50
18 month certificate over $10,000 or an IRA .55 .55
24 month certificate over $500 .65 .65
24 month certificate over $10,000 or an IRA .70 .70
36 month certificate over $10,000 or an IRA 1.05 1.05

** Annual Percentage Yield calculation based on quarterly compounding. Dividends paid quarterly, early withdrawal penalties apply to all certificates.

Minimum deposit to open and to maintain to earn interest is $500.00

Rates are subject to change without notice.

 

Call Us for Special Member Privilege Certificate Rates (None at this Time)

Share Accounts

Account Type Rate APY**
Regular Shares .15 .15
Kid’s Club Shares .40 .40

** Annual Percentage Yield calculation based on quarterly compounding.0